A new collaborative research effort has found that after employers switch to high-deductible health plans (HDHP), men make fewer emergency room visits for even severe problems, which may lead to a later increase in hospitalization rates.
The results, published online today in Medical Care stem from a new project that includes researchers from the University of Minnesota, Harvard Medical School, Harvard Pilgrim Health Care Institute and the University of British Columbia.
HDHPs are the fastest growing health insurance plans in the United States, featuring lower premiums with higher annual deductibles, which members typically pay out of pocket. Until now, research examining some of the downstream impacts of HDHPs has been limited. The latest analysis was designed to examine possible unintended consequences of HDHPs.